Category Archives for "Personal Finance"

Pay Less Income Tax

In September of 2019, the United States Bureau of Labor Statistics published a Consumer Expenditures report for the years ending 2016, 2017, & 2018.  See Table A. Below.The average income before taxes per consumer unit for 2018 was $78,635. The average expenditure per consumer unit for 2018 was $61,224. Source: BLS.gov*The meaning of the blue dots will […]

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Personal Capital

I have a not-so-secret obsession with personal finance. I love to talk about taxes, retirement accounts, credit card points, etc. I geek out on tracking our income and expenses. It sounds ridiculous, but I treat our personal finances like a business.  Around the 4th day of the month, I download the transaction summary for the prior month […]

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