Category Archives for "Personal Finance"

Luna’s College Fund

My parents paid for my entire college experience.TuitionHousingMeal PlanBooksLate Night Pizza, Taco Bell, …BoozeAll of it. Covered. I never saw a bill from the Bursar Office or heard anything about what my education cost them. But it didn’t start there, my parents also paid for my last two years of public high school because we moved […]

Continue reading

Pay Less Income Tax

In September of 2019, the United States Bureau of Labor Statistics published a Consumer Expenditures report for the years ending 2016, 2017, & 2018.  See Table A. Below.The average income before taxes per consumer unit for 2018 was $78,635. The average expenditure per consumer unit for 2018 was $61,224. Source: BLS.gov*The meaning of the blue dots will […]

Continue reading

Personal Capital

I have a not-so-secret obsession with personal finance. I love to talk about taxes, retirement accounts, credit card points, etc. I geek out on tracking our income and expenses. It sounds ridiculous, but I treat our personal finances like a business.  Around the 4th day of the month, I download the transaction summary for the prior month […]

Continue reading